Florida's Condo Alliance
Protecting Condominiums and Their Associations
The Florida's Condo Alliance formally know as the Treasure Coast Condo Alliance was formed to address oppressive government oversight affecting condominiums and their associations. Our goal is to stay informed on relevant issues and represent our members' interests in Tallahassee and to elected representatives. We aim to be proactive in protecting the homes and property values of our members.
Florida's Condo Alliance Posts and Videos
Video
Chris Regas from Sea Place Condos
Insurance Deductibles Overview
Frequently Asked Questions
Please reach us at DarleneVanRiper@floridacondoalliance.com if you cannot find an answer to your question.
Florida's Condo Alliance's founder has a few words to say.
This is Sickening will Florida fix the condo problems that the state legislator have created in 2025
https://youtu.be/sE6XgHpl5xQ?si=KwkQhZUeMCO0VIS8
FCA We need your help to fight SIRS
https://youtu.be/bwqKOAVFdYY?si=aV3pFRJguEoeaFF1
FCA Time is of the essence
https://youtu.be/xjy3oMQU5DA?si=rugdSiE3ywZkWzST
Byron Donalds announces down-payment burden on Florida condo buyers will sunset in August
Florida Condo Alliance provides information to help individuals make informed decisions on a the Structural Integrity Reserve Study.
1. Condo Owners
Owners gain advocacy and representation on issues like state oversight, inspection laws, and rising assessment costs. The Alliance was formed specifically to push back against what members view as oppressive government oversight and to protect property values. floridascond...
2. Condo Associations & Boards
Boards benefit from shared knowledge, legislative updates, and collective influence. When associations unite, they have a stronger voice in Tallahassee and with elected officials. This is especially important as associations face deadlines for costly structural integrity reserve studies (SIRS). CYBER CITIZE...
3. Residents Facing Rising Costs
Many Florida condo owners are struggling with “unsustainable” repair and compliance costs, especially those tied to new inspection and reserve requirements. The Alliance helps residents organize, advocate for relief, and push for legislative changes. WPTV
4. Communities Impacted by New Inspection Laws
With Florida’s updated inspection and reserve laws, communities are dealing with major financial and operational challenges. The Alliance helps members stay informed, navigate compliance, and advocate for more practical timelines and funding solutions. Vero News
🌊 Why It Matters
Florida’s condo landscape is changing rapidly due to safety concerns, structural failures, and new state mandates. The Alliance gives everyday owners and boards a centralized, organized way to respond, rather than facing these challenges alone.
Florida Condo Alliance gathers information from a variety of sources including government agencies, academic institutions, and industry experts to ensure that the information we provide is accurate and reliable.
SIRS Meeting with the senators May 9,2024
https://www.youtube.com/watch?v=B7x07FxYTPM&t=1423s
September 19,2024
WPTV Condo Alliance Against Unsustainable costs
Sept 19,2024 Jim goes one-on-one with Democrat Lucia Baez-Geller | Facing South Florida
https://youtu.be/Stkj7IqsFQw?si=DoyCqaFFFG7o4sL1
Oct 27,2024 Florida's condo crisis: In 3 Palm Beach County communities.
Nov 20,2024 Likely No Extension on Condo Deadline
Nov 20,2024 No delay on looming deadline for condo repair fees, Florida GOP leaders decide
Jan 25,2025 DeSantis says Florida House is standing in way of condo reform
Feburary 03,2025 Palm Beach County Convention Center Tuesday, February 11, 2025
Feburary 12,2025 Lawmakers say no ‘bailouts’ for condo owners
Click on the Link below
Insurance is one of the largest and most important expenses a condominium association manages each year. Yet many boards approach the renewal process in a way that unintentionally drives premiums higher: they send their insurance information to multiple agents in hopes of creating competition. In reality, the most effective strategy is to interview multiple agents, choose the best one, and let that advisor handle the entire marketing process.
Associations should absolutely meet with several agents early on. These interviews allow the board to understand each agent’s experience, whether they specialize in association insurance or operate as generalists, and how well they can review the association’s property, liability, D&O, crime, umbrella, and other key policies. Just as importantly, these conversations reveal how each agent approaches the marketplace and whether their marketing strategy aligns with what the board is looking for. The goal is to pick the most qualified advisor—similar to how a board would choose an attorney, financial advisor, or CPA. You want the person with the strongest knowledge and strategy guiding your decisions.
Where many associations go wrong is assuming that sending information to multiple agents results in better pricing. Commercial insurance doesn’t work that way. Agents all receive the same percentage of commission from carriers, and true exclusive carrier relationships are rare. Carriers typically work on a “first in” basis: once one agent submits your account, other agents are blocked from approaching that carrier. When multiple agents submit competing versions of your information, it creates confusion, incomplete files, and a fractured underwriting process—ultimately leading to fewer quotes, not more.
By selecting one qualified insurance advisor, the association gains access to the full marketplace through a single, coordinated strategy. One agent can approach all carriers, negotiate consistently, and leverage quotes against each other to create the competition that actually drives premiums down. A good advisor will also take the time to position the association as a best-in-class risk by reviewing coverage forms, wind mitigations, appraisals, hurricane plans, vendor contracts, and any risk-management materials that strengthen the submission. A clean, complete, and professional underwriting package results in more carrier participation and better pricing options.
Choosing an insurance agent should never be about who can rush to get quotes. It should be about selecting the most knowledgeable advisor—someone who understands the association’s risks, communicates clearly with underwriters, and has a strategy to protect the community’s financial health. When an association partners with one qualified agent, they gain a true advocate in the marketplace and position themselves for the most competitive renewal possible
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Treasure Coast Condo Alliance
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